Crédit Agricole launches “Crédit Agricole Savings” in Belgium: a digital savings platform supporting the European economy
Crédit Agricole, the world’s ninth-largest bank, is offering Belgian savers seven savings solutions on a 100% digital platform.
Brussels, 27 October - Belgian households saved 12.8% of their disposable income at the end of 2025, according to the European Savings Observatory (OEE). “Crédit Agricole Savings”, Crédit Agricole’s new digital savings platform, is aimed at these savers. Crédit Agricole is one of Europe’s largest banking groups. The platform is already available in Germany and is now available in Belgium and the Netherlands. It will launch in Spain by the end of 2026. The platform is ultimately intended to operate in ten European countries.
European savings to finance the European economy
Funds raised through the “Crédit Agricole Savings” digital platform are deployed across Europe to finance European projects. The launch is part of Crédit Agricole S.A.’s “ACT 2028” strategic plan, which aims to raise €40 billion in deposits through the platform. Drawing on its expertise in savings solutions, Crédit Agricole is taking a new, forward-looking approach. The slogan “Think Big for Your Money” sums up this ambition: the expertise and strength of a leading European banking group make it possible to offer reliable, responsible and sustainable savings solutions.
Seven products available at launch
From launch, “Crédit Agricole Savings” offers one of the broadest ranges on the market: seven products, comprising three savings accounts and four term deposits, from flexible options to long-term investments. Savers can deposit as little as €10 into the savings accounts and Project Savings Account, as well as into term deposits with terms ranging from 1 to 120 months. “Crédit Agricole Savings” also lets them choose how often they receive interest, with rates among the most competitive on the market.
The range consists of unregulated products and includes:
- Livret Flex: a savings account offering flexible deposits and instant access to funds, with a gross annual rate of up to 1.70% (maximum balance: €25,000) (1)
- Livret Plus: a savings solution combining a base interest rate with a loyalty bonus after 12 months (1.70% + 0.50%, or 2.20% gross) (maximum balance: €50,000) (1)(2)
- Project Savings Account: a savings solution requiring monthly deposits of at least €10, with fixed commitment periods of 12 to 60 months (maximum balance: €60,000) (1)(2)
- Short-Term Deposit: a fixed-rate term deposit (up to 3.05% gross per year), with terms of 1, 3, 6, 9 or 12 months, automatic renewal and interest paid at maturity (3)
- Long-Term Deposit: a fixed-rate term deposit with terms of 24 to 120 months and annual interest capitalisation (3)
- Income Deposit: a fixed-rate term deposit with interest paid periodically—monthly, quarterly or annually—over a term of 24 to 120 months (3)
- Progressive Deposit: offers a progressive interest rate over a term of 36 to 60 months, with annual interest capitalisation and the option of early withdrawal subject to 31 days’ notice (3)
Deposits are protected up to €100,000 per saver by the French deposit guarantee scheme, the Fonds de Garantie des Dépôts et de Résolution (FGDR), offering the same level of protection as the Belgian deposit guarantee scheme.
A simple digital platform
Accounts can be opened entirely online and securely. Developed to the market’s highest standards, the platform provides a clear overview of accounts, transparent product information and decision-support tools. Free customer service is available in French and Dutch by phone from 8 a.m. to 8 p.m. Monday to Friday and from 8 a.m. to 7 p.m. on Saturdays.
Interested savers can explore the new savings platform at credit-agricole-savings.com.
A mobile app will launch in Belgium in the second half of 2027 to further improve the customer experience and day-to-day access to the platform.
Stéphane Priami, Deputy General Director of Crédit Agricole S.A., in charge of International Banking & Services: “With Crédit Agricole Savings, we are offering Belgian savers a simple, flexible digital platform that combines the strength of a major European banking group with an attractive range of products. Our ambition is to put the savings of Europeans to work for the continent’s real economy. By creating this direct link between savers and European projects, we are helping to strengthen Europe’s economic sovereignty.”
(1) Limited to one account per customer.
(2) Funds available subject to 31 days’ notice.
(3) Term deposits: minimum investment €5,000; maximum investment €1,000,000; single initial deposit; funds available at the end of the commitment period; no limit on the number of products per customer.
About Crédit Agricole Group
Crédit Agricole, the world’s ninth-largest bank (The Banker 2026), is the leading financier of the French economy and one of Europe’s foremost banking groups. Present in 46 countries, it is Europe’s leading retail bank, Europe’s largest asset manager, Europe’s leading bancassurer and the continent’s third-largest project finance provider. Built on cooperative and mutualist foundations, and supported by 160,000 employees and 27,165 directors of local and regional banks, Crédit Agricole is a responsible, useful bank serving 55 million customers and 12.3 million member-customers. Through its universal retail banking model—bringing together its retail banks and related businesses—Crédit Agricole supports customers with projects in France and around the world, offering everyday banking, residential and consumer loans, savings, insurance, asset management, real estate, leasing, factoring, and corporate and investment banking. In serving the economy, Crédit Agricole also stands out for its dynamic and innovative corporate social responsibility policy. Based on a pragmatic approach, it runs throughout the Group and encourages every employee to take action.
Press contacts
- Antje Depauw, PR Consultant, BePublic, antje.depauw@bepublicgroup.be – 0477 05 55 77
- Mathilde Durand, mathilde.durand@credit-agricole-sa.fr
- Sylvain Maniglier, smaniglier@ca-ibs.com
